🎉 Free 14-day trial on every plan — no credit card, no sales call, cancel anytime. Start now →
Accounting

Software to keep your accounts

Every invoice, purchase, payment, stock movement and salary records itself in your books — so you can see your profit, your cash and who owes you today, instead of waiting weeks for someone to type it all up. From $17 per user per month.

  • Proper books your accountant accepts
  • Your bank matched for you
  • Any currency, and your country’s tax built in
erp.peppybooks.com/finance
PeppyBooks finance control center showing cash and bank, receivables, payables, net profit, bank matching status and compliance status in live tiles.
Cash & bank₹1.84 Cr↑ 21.2% · 3 accounts
Receivables₹4.23 Cr₹16.8L overdue
Payables₹2.81 Cr₹8.4L due this week
Net profit₹92.0L10.9% net margin
Matching23 opensynced today
Compliance2 dueGST return 15 Jul
Start here

What is accounting software?

Accounting software keeps the record of your business's money: what you earned, what you spent, what you owe and what you are owed. It is the thing that answers “did we make a profit?” and “can I pay the supplier on Friday?” — and produces the figures your accountant needs to file.

Most businesses do this after the fact. Bills pile up in a folder, and once a month somebody types them into a system. That is why your numbers are always a few weeks old. With PeppyBooks the entry happens when the work happens — the invoice you send, the payment you take, the stock that leaves, the salary you pay. Each one records itself. Your books are never behind, because nobody has to catch them up.

How it helps you

What changes, business by business

The same books, solving a different problem depending on what you run.

Shop owners

Today: You know the takings, not the profit — and the books arrive weeks late.

With PeppyBooks: Every bill records itself as you sell, so profit and cash are on screen today.

Traders & wholesalers

Today: Money sits with customers and nobody is quite sure how much, or how long.

With PeppyBooks: One screen shows who owes you and for how long, and reminders chase them for you.

Manufacturers

Today: Stock is one system and the books are another, so the two never agree.

With PeppyBooks: Stock movements and payroll record themselves, so your stock value matches your books.

Multi-branch owners

Today: Each branch keeps its own books and merging them takes a week.

With PeppyBooks: Every branch and company on one login — separately, or added together.

Finance managers

Today: Month-end is spent building the numbers instead of reading them.

With PeppyBooks: The statements are already there; your time goes on what they say.

Accountants

Today: Clients hand over a folder of bills that must be typed before anything can be filed.

With PeppyBooks: Your client's entries are already made. You get your own login, and you review and file.

Automatic proper two-sided bookkeeping

Every transaction posts itself — correctly.

Raise an invoice, pay a bill, receive stock or run payroll and PeppyBooks writes the balanced journal behind it. No manual vouchers, no month-end catch-up — your accounts, trial balance and financials are always live.

The old way

  • Create the invoice in one place
  • Re-key the journal into your books
  • Update the customer & tax accounts
  • Match the mismatch at month-end

4 manual steps · error-prone

With PeppyBooks

  • Create the invoice
  • Books, customer & tax post automatically
  • Trial balance stays in balance
  • Nothing to match later

1 step · always balanced

Journal, posted automatically

Balanced
Sales invoice · INV-2847ABC Traders Ltd · 18% GST
₹3,24,000
DRAccounts Receivable₹3,24,000
CRSales₹2,74,576
CROutput GST payable₹49,424
Debits ₹3,24,000 · Credits ₹3,24,000 In balance

List of accounts

Your structure
Assets
BankCashAccounts ReceivableInventoryFixed Assets
Liabilities
Accounts PayableGST / VAT PayableLoans
Equity
CapitalRetained Earnings
Income
SalesOther Income
Expenses
Cost of salesSalariesRent+ Add books
Custom list of accounts

Your list of accounts, your structure.

Start from a ready template for your country, then shape it to how you actually run — groups, sub-accounts, cost centers, divisions and projects. Reorder, merge and map without breaking history.

  • Country-ready templates for India, UAE, Africa & more
  • Unlimited groups, sub-groups and accounts
  • Cost centers, projects and branch tagging
  • Rename or restructure without losing past entries
Explore reports & analytics
Accounts receivable

See who owes you — and chase the right ones first.

Every invoice, credit note and receipt rolls up into live ageing. Filter by customer, branch or overdue bucket, then send reminders on WhatsApp or email in a click — with each customer's full history one tap away.

  • Live ageing across 0–30, 31–60, 61–90 and 90+ days
  • Credit limits, statements and one-click reminders
  • Receipts allocate to invoices and post automatically
Explore billing & receivables

Receivables ageing

₹1.68 Cr overdue
₹2.55 CrTotal due
₹1.68 CrOverdue (60+ days)
72 daysAvg. collection

Upcoming obligations

₹8.4L this week
Raj SuppliersBill #PB-1182 · goods
₹86,400Due in 3d
ABC LogisticsBill #PB-1188 · freight
₹1,20,000Due in 6d
Power & Utilities CoBill #PB-1190 · overheads
₹23,000Due in 9d
Metro PackagingBill #PB-1195 · materials
₹64,500Due in 14d
Accounts payable

Never miss a due date or a supplier discount.

Bills, debit notes and payments live in one place with a forward view of what's due and when. Approve, batch-pay and keep your supplier terms — and your cash — under control.

  • Due-date calendar and cash-out forecast
  • Three-way match: PO, goods receipt and bill
  • Batch payments that post and match themselves
Explore procure to pay
Banking & smart matching

Matching that does the matching for you.

Connect your bank; PeppyBooks pulls transactions and matches them to invoices, bills and transfers automatically. You review the exceptions — not every line. Try it 👉

  • Secure bank feeds with daily auto-import
  • AI-assisted matching with confidence scoring
  • Only genuine exceptions land on your desk
Watch a full matching

Bank matching

6 imported · 0 matched · 6 to review

NEFT / ABC Traders₹3,24,00012 Jul · bank feed
INV-2847 · ABC Traders₹3,24,000Sales invoice
UPI / Sunrise Distr.₹1,80,00012 Jul · bank feed
Receipt · Sunrise₹1,80,000Customer receipt
Cheque / Raj Suppliers₹86,40011 Jul · bank feed
Bill PB-1182 payment₹86,400Supplier payment
Transfer → ICICI₹5,00,00010 Jul · bank feed
Bank transfer HDFC→ICICI₹5,00,000Internal transfer
Card / Fuel POS₹12,30010 Jul · bank feed
Expense · Vehicle fuel₹12,300Auto-categorised
ACH / Unknown payee₹19,75009 Jul · bank feed
No confident match — review

Forex gain / loss

Auto-posted
Invoice raised · USD 5,000Booked at ₹83.00 / $
₹4,15,000
Payment received · USD 5,000Settled at ₹84.00 / $
₹4,20,000
Realised forex gain posted to Forex Gain a/c +₹5,000
Multi-currency

Invoice in any currency. Let the books handle the math.

Hold accounts and transact in multiple currencies. PeppyBooks stores the rate on every document, revalues open balances, and posts realised and unrealised forex gain or loss on its own — so nothing is fudged at year-end.

  • Per-document exchange rates, kept on record
  • Automatic realised & unrealised gain/loss journals
  • Period-end revaluation at the click of a button
Approval workflows

Controls that route the right things to the right people.

Set approval rules by amount, type or branch. Bills, payments and journals route to approvers with email intimation — and nothing posts until it's signed off, all logged.

  • Bill entered₹1,20,000 · above ₹1L
  • Routed by ruleOver ₹1L → Finance Manager
  • Email intimationApprover notified instantly
  • ApprovedOne tap, on any device
  • Posted & loggedAudit trail updated
Documents & OCR

Snap the bill. Skip the typing.

Attach the source document to any transaction, or photograph or forward a bill and OCR drafts the entry — vendor, date, amount and tax — for you to confirm. The image stays attached for audit.

  • CapturePhoto, email or upload
  • OCR reads itVendor, date, amount, tax
  • Draft entryPre-filled for review
  • You confirmEdit if needed
  • PostedImage attached for audit
Financial reports

Every statement on demand — and a close that runs like clockwork.

Real-time P&L, balance sheet, cash flow and trial balance, drillable to the voucher — plus a month-end checklist that ticks itself off as the work gets done.

Total revenue₹8.45 Cr
Cost of goods sold−₹6.12 Cr
Gross profit₹2.33 Cr
Operating expenses−₹1.18 Cr
Finance charges−₹23.0L
Net profit₹92.0L

Month-end close · June 2025

2 / 5 done

2 of 5 tasks complete — you're on track to close on time.

  • Bank matching
  • Sales invoice audit
  • Purchase bill approval
  • Stock adjustment review
  • GSTR-1 filing
erp.peppybooks.com/finance · P&L & banking
PeppyBooks profit and loss summary with gross, net and Cost of sales margin bars, plus connected bank accounts and matching status.
Audit trail & permissions

Every change accounted for. Every user in their lane.

A complete, tamper-evident log of who did what and when — and granular roles so people see and touch only what they should, per module and per branch. Give your accountant the books without the operations.

  • Immutable audit trail on every posting and edit
  • Role- and branch-based access down to the action
  • Accountant & auditor logins with the right scope

Recent activity

Logged
Payment approved · Raj Suppliers ₹86,400by A. Mehta · 2h
Invoice INV-2847 created · ₹3,24,000by S. Rao · 3h
Matching completed · HDFCby system · 4h
CapabilityOwnerAcct'ntCashier
View P&L
Post journals
Approve payments
Take counter payments

Switch entity

One login
🏢 Head Office 🏬 Retail Pvt Ltd 🏭 Mfg Unit 🌍 Dubai FZE
₹21.4 CrGroup revenue
4Companies
11Branches
Multi-company & multi-branch

Run every company and branch from one login.

Switch entities and branches on the same screen, post inter-branch transfers, and consolidate in real time — with per-location P&L whenever you need to drill in. Different currencies and tax regimes, one group view.

  • Unlimited companies & branches on every plan
  • Real-time consolidation with eliminations
  • Inter-branch transfers that auto-post both sides
Explore multi-branch
Inventory → accounting

Stock moves, and your books already knows.

Goods receipts, issues, adjustments and transfers post valuation and Cost of sales automatically at true real cost — so inventory value on the balance sheet always ties back to the warehouse.

  • Goods receiptStock in at real cost
  • Inventory ↑ / GRNIBalance sheet updated
  • SaleItem ships out
  • Cost of sales recordedAt the item's real cost
  • Margin correctP&L ties to stock
CRM → invoice → books

From won deal to posted revenue — one thread.

A closed CRM opportunity becomes a quote, an order and an invoice, and lands in your books and receivables on the very same customer record your sales team already uses.

  • Deal wonIn CRM pipeline
  • Quote → orderPriced from live items
  • Invoicee-invoice cleared
  • Books + receivableSame customer record
  • PaymentBalance updated everywhere
Migration

Bring your books across without the drama.

Import your list of accounts, contacts, items and open balances — with opening balances checked against your old trial balance, so day one matches. Most teams switch in days.

  • ExportFrom your old system
  • Import & mapAccounts, contacts, items
  • ValidateAgainst old trial balance
  • Go liveParallel-run optional
Compare

PeppyBooks compared with the accounting software you are weighing up

An honest look. Each of these is good at what it was built for.

PeppyBooks accounting compared with the options most businesses weigh up
What mattersPeppyBooksTallyZoho BooksQuickBooksExcel + your accountant
Proper books your accountant acceptsYesYes — a genuine strengthYes — a genuine strengthYes — a genuine strengthDepends who keeps them
How old your numbers areAs at this minuteAs at your last entryAs at your last entryAs at your last entryUsually last month
Bills and sales record themselvesYes — the bill is the entryEntered into TallyEntered into ZohoEntered into QuickBooksTyped up later
Bank matched for youYesDepends on your setupYesYes — a genuine strengthBy hand
Stock and billing in the same systemYesYes — stock is includedDepends on plan; may require Zoho InventoryDepends on planNo
Customers, POS and staff pay tooIncluded by planCRM and payroll may require another applicationMay require other Zoho applicationsMay require another applicationNo
Works with no internetYes — sends everything laterYes — a genuine strength, runs on your computerBest suited for working onlineBest suited for working onlineYes
Reach it from anywhere, on a phoneYes — built for the webBest suited for a computer in the office; remote access is availableYesYesWhenever it is emailed
Several companies on one loginYes, on every planDepends on how your companies are set upDepends on planOften a subscription per companyA file each
Country e-invoicing (India, Kenya, Zambia, Ghana, UAE & more)9 countries built inStrong in India (GST & e-invoicing)Depends on the country editionNot available in India since 2023No
How it is pricedFrom $17 per user per monthMainly a one-time licence, plus yearly supportMonthly subscription, by planMonthly subscription, by planYour accountant's fee

Where each is strong: Tally is a genuine strength if you want your books on your own computer, you work without reliable internet, and your accountant already knows it inside out. Zoho Books and QuickBooks are strong cloud accounting products, particularly for service businesses. Your accountant's spreadsheet is exactly right for filing. PeppyBooks is best suited when you want your billing, your stock and your books to be one record, reachable from anywhere. Compiled from each vendor's published information — last verified 17 July 2026. Features and pricing change and vary by country and plan; please check the vendor's current terms before deciding.

Switching

Moving your books across

Nobody changes accounting software casually. So you check it before you trust it, and your old system stays exactly where it is.

  1. 1
    Keep your current books running

    Nothing switches off. Your old system stays exactly where it is.

  2. 2
    We bring your masters across

    Your accounts, customers, suppliers, items and opening stock — free on annual plans.

  3. 3
    We check your opening balances

    Against your existing trial balance. If they do not match, you do not go live.

  4. 4
    Run one cycle in parallel

    Optional, and worth it: run both for a month and compare before you stop the old one.

“Will my balances still tie out?”

That is the whole point of step three. We validate your opening balances against your own trial balance before go-live. If a number does not agree, we fix it first.

“What happens to my history?”

We bring your posted history and open invoices and bills across. You can also keep read-only access to your old system for the archive — many businesses do.

“What will my accountant say?”

Ask them to look. It is proper double-sided bookkeeping with a full trail of every change, and they get their own login. Most prefer reviewing to re-typing.

“When should I switch?”

Pick the start of a month, or the start of your tax year. It keeps your tax periods clean and makes the comparison easy.

FAQ

Straight answers for finance teams.

Is PeppyBooks real proper two-sided bookkeeping accounting?

Yes. Every transaction posts balanced debits and credits to the general books, with a full trial balance, journals and a tamper-evident audit trail — the way accountants expect.

Do inventory and payroll really post to your books automatically?

Yes. Stock receipts, issues and adjustments post valuation and Cost of sales at real cost, and each payroll run posts a balanced journal — no re-keying between modules.

Can my accountant get access?

Yes. Invite your accountant or auditor with a role-based login so they see the books and reports without touching day-to-day operations.

Which taxes and e-invoicing are supported?

GST, VAT and e-invoicing are built in — including India GST e-invoice and e-way bill, Zambia ZRA, Ghana GRA e-VAT and UAE — cleared as you bill. See the compliance overview.

Can I migrate from Tally, QuickBooks, Xero, Zoho or Sage?

Yes. We import your list of accounts, contacts, items and open balances, checked against your old trial balance. Migration help is free on annual plans.

Is my data exportable?

Always. Export your accounts, reports and documents at any time — your books belong to you, even if you leave.

Give your books a control center.

Set up in minutes, invite your accountant, and watch every invoice, bill, payment and stock move post itself — free for 14 days, every feature unlocked. No card, no sales call.

Start for free — 14 days, no card