| Cost against budget per site, live | Yes | Depends on how you set up cost centres | Depends on plan | Depends on plan | A spreadsheet per site |
| Accounts update from the bill | Yes — the bill is the entry | Yes — accounting is its core | Yes — accounting is its core | Yes — accounting is its core | No — added up separately |
| Stock goes down as you sell | Yes | Yes — stock is included | Depends on plan; may require Zoho Inventory | Depends on plan | A separate register |
| Works with no internet | Yes — sends everything later | Yes — a genuine strength, runs on your computer | Best suited for working online | Best suited for working online | Depends what you use |
| Reach it from anywhere, on a phone | Yes — built for the web | Best suited for a computer in the office; remote access is available | Yes | Yes | Usually not |
| More than one location on one login | Yes, on every plan | Depends on how your companies are set up | Depends on plan | Often a subscription per company | Each place on its own |
| Customers, purchases & staff pay together | Included by plan | Stock included; CRM and payroll may require another application | May require other Zoho applications | May require another application | Separate people and files |
| Country e-invoicing (India, Kenya, Zambia, Ghana, UAE & more) | 9 countries built in | Strong in India (GST & e-invoicing) | Depends on the country edition | Not available in India since 2023 | Handled by hand |
| How it is priced | From $17 per user per month | Mainly a one-time licence, plus yearly support | Monthly subscription, by plan | Monthly subscription, by plan | Free, until something is missed |